Risk Disclosure

THE CONTENT OF THE WEBSITE AND OUR SERVICES IS FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE INVESTMENT ADVICE, RECOMMENDATION OR SUGGESTION RELATED TO AN INVESTMENT STRATEGY FOR A FINANCIAL INSTRUMENT IN ANY FORM, EITHER EXPLICITLY OR IMPLICITLY, DIRECTLY OR INDIRECTLY.

STOCK MARKET TRADING CARRIES A HIGH LEVEL OF RISK AND IS NOT SUITABLE FOR ALL INVESTORS.

YOU SHOULD ONLY DECIDE TO TRADE IF YOU ARE AWARE OF ALL THE RISKS ASSOCIATED WITH TRADING, HAVE ASSESSED THEM AND UNDERTAKE TRADING IN THE LIGHT OF THESE.

BEFORE DECIDING TO INVEST IN FOREIGN CURRENCY, YOU SHOULD CAREFULLY CONSIDER YOUR INVESTMENT GOALS, LEVEL OF EXPERIENCE AND LEVEL OF RISK.

THERE IS A POSSIBILITY THAT YOU MAY LOSE SOME OR ALL OF YOUR INITIAL INVESTMENT, SO DON'T INVEST MONEY YOU CAN'T AFFORD TO LOSE.

TRADER GIBKEY SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, RESULTING DIRECTLY OR INDIRECTLY FROM THE USE OF OR RELIANCE ON MENTORING, TELEGRAM CHANNEL, OR INFORMATION SHARED ON ANY SOCIAL MEDIA PLATFORM OR VIDEO COURSE.

BEFORE TAKING ANY ACTION, SEEK APPROPRIATE ADVICE FROM YOUR BROKER OR LICENSED INVESTMENT ADVISOR. PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS.

Terms & Conditions

Last updated May 24, 2026

Agreement to Our Legal Terms

We are Trader Gibkey ('Company', 'we', 'us', or 'our'), based in Biggin Hill, United Kingdom.

We operate the website https://tradergibkey.eu, as well as any other related products and services that refer or link to these legal terms (the 'Legal Terms') (collectively, the 'Services').

Digital Product: After purchasing the digital product, you are entitled to access the content for 365 days. During this period, you can view the content at any time.

You can contact us through our contact page.

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ('you'), and Trader Gibkey, concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms from time to time. We will alert you about any changes by updating the 'Last updated' date of these Legal Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Legal Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such revised Legal Terms are posted.

The Services involve trading-related education and are intended for users who are at least 18 years of age. The Services are not directed at, and may not be purchased or used by, persons under 18. By using the Services, you represent and warrant that you are at least 18 years old.

We recommend that you print a copy of these Legal Terms for your records.

Table of Contents

1. OUR SERVICES
2. INTELLECTUAL PROPERTY RIGHTS
3. USER REPRESENTATIONS
4. PRODUCTS
5. PURCHASES AND PAYMENT
6. REFUNDS AND RIGHT OF WITHDRAWAL
7. PROHIBITED ACTIVITIES
8. USER GENERATED CONTRIBUTIONS
9. CONTRIBUTION LICENCE
10. GUIDELINES FOR REVIEWS
11. THIRD-PARTY WEBSITES AND CONTENT
12. ADVERTISERS
13. SERVICES MANAGEMENT
14. PRIVACY POLICY
15. TERM AND TERMINATION
16. MODIFICATIONS AND INTERRUPTIONS
17. GOVERNING LAW
18. DISPUTE RESOLUTION
19. CORRECTIONS
20. DISCLAIMER
21. LIMITATIONS OF LIABILITY
22. INDEMNIFICATION
23. USER DATA
24. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
25. MISCELLANEOUS
26. COURSE ACCESS, COMMUNITY AND CONDUCT
27. COPYRIGHT, SERVICE LANGUAGE AND CHANGES TO THE SERVICE
28. CONTACT US

1. Our Services

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

2. Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the 'Content'), as well as the trademarks, service marks, and logos contained therein (the 'Marks').

Our Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties around the world.

The Content and Marks are provided in or through the Services 'AS IS' for your personal, non-commercial use only.

Subject to your compliance with these Legal Terms, including the 'PROHIBITED ACTIVITIES' section below, we grant you a non-exclusive, non-transferable, revocable licence to:

• Access the Services; and
• Download or print a copy of any portion of the Content to which you have properly gained access.

Solely for your personal, non-commercial use.

Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

If you wish to make any use of the Services, Content, or Marks other than as set out in this section or elsewhere in our Legal Terms, please address your request through our contact page. If we ever grant you the permission to post, reproduce, or publicly display any part of our Services or Content, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible on posting, reproducing, or displaying our Content.

We reserve all rights not expressly granted to you in and to the Services, Content, and Marks.

3. User Representations

By using the Services, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Legal Terms; (2) you are at least 18 years old; (3) you are accessing the Services for your own personal use as a private individual; (4) you will not access the Services through automated or non-human means, whether through a bot, script or otherwise; (5) you will not use the Services for any illegal or unauthorised purpose; and (6) your use of the Services will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof).

4. Products

All products are subject to availability. We reserve the right to discontinue any products/services at any time for any reason. Prices for all products are subject to change.

Course Packages

The services included in our course packages may vary. Please review the contents of the specific package before clicking the purchase button. The package contents are listed above the purchase button.

Telegram Channel

We do NOT provide signals on our Telegram channel. The Telegram channel does not constitute investment advice. It features analyses according to our strategy or reviews of closed trades (whether profitable, loss-making, or break-even) in photo or video format.

Our packages include free access to the Telegram channel for specific periods. After purchasing a course package, the customer must request via email when they would like to use the free access included in the package. The access link will be sent to the customer via email. If a customer purchases only Telegram access, the necessary links will be sent to the email provided during the purchase as soon as reasonably practicable; this is done manually and may take longer, particularly over weekends and public holidays. IMPORTANT! Our Telegram service renews monthly. To cancel, please notify us before the next renewal date. Past videos and photos on the Telegram channel will remain viewable, and fees already charged for a started period are non-refundable, subject to your statutory consumer rights.

Mentorship

Mentorship is conducted via Zoom Meetings. After your purchase, we will send an online calendar to the email provided, as soon as reasonably practicable (which may take longer over weekends and public holidays), where the customer can book their session. The Zoom Meetings link will be sent a few minutes before the scheduled time.

Discounts

We may send discount coupons to our clients via email. Our course packages offer various discounts to buyers.

Communication

Communication with clients is conducted via email or, if the client is a member of our Telegram group, through Telegram. We may not respond to messages on social media platforms.

Access and Subscription

Access to the course and community is provided on a subscription basis. Your access — including course videos, case-study materials, and our private Telegram channel and forum — continues only for as long as your monthly subscription is active and paid. If you cancel, or a monthly payment is not received, your access to the materials and Telegram channels ends automatically. You may resubscribe later through the website.

Course videos and Telegram content are provided for your personal use only, are not downloadable, and may not be recorded, copied, or shared.

The course is delivered progressively over time, in the amounts and on the schedule described to you at sign-up. Specific content quantities and timing may change.

Delivery and Timing

Access is granted after we confirm your payment, and some steps are carried out manually. We do not guarantee delivery of access within any specific timeframe, including within 24 hours. Provisioning of access, booking links, and responses to questions may take longer, particularly over weekends and public holidays.

5. Purchases and Payment

We accept the following forms of payment:

• Visa
• Mastercard
• American Express
• Discover

You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. VAT or other applicable taxes will be added to the price of purchases where required. We may change prices at any time. All payments shall be in Euros. Payments are processed by our payment provider, Stripe; we do not store your full card details.

You agree to pay all charges at the prices then in effect for your purchases and any applicable shipping fees, and you authorise us to charge your chosen payment provider for any such amounts upon placing your order. If your order is subject to recurring charges, then you consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until such time as you cancel the applicable order. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.

We reserve the right to refuse any order placed through the Services. We may, in our sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing or shipping address. We reserve the right to limit or prohibit orders that, in our sole judgement, appear to be placed by dealers, resellers, or distributors.

By subscribing to our Telegram channel service, you agree to pay the specified subscription fee on a monthly basis. The subscription will automatically renew each month until you notify us in writing of your intention to cancel. Your account will be charged automatically on the same date each month. To avoid renewal, you must provide written notice of cancellation before the next billing cycle. Once a monthly subscription period has started, there will be no refunds for that month, even if you choose to cancel before the end of the billing cycle (subject to your mandatory statutory consumer rights). We reserve the right to modify subscription fees at any time. Any changes will be communicated in advance, and you will have the option to cancel your subscription if you do not agree to the new fees. We reserve the right to terminate or suspend your subscription at our discretion, without notice, for any violation of these terms and conditions or for any other reason.

6. Refunds and Right of Withdrawal

Digital content and immediate access. Our courses, recorded videos, indicators, and Telegram/community access are digital content and digital services supplied online (not on a physical medium). At checkout you must tick a mandatory consent box agreeing to these Legal Terms before your purchase can be completed. By ticking that box and purchasing, you expressly request that performance begin immediately and acknowledge that, once access or download begins, you lose your right of withdrawal for that digital content to the fullest extent permitted by law. Accordingly, digital content is non-refundable once access has begun.

EU/EEA consumers — 14-day right of withdrawal. If you are a consumer resident in the EU or EEA, you generally have a 14-day right to withdraw from a distance contract without giving any reason, under the EU Consumer Rights Directive (2011/83/EU) and the consumer-protection laws of your country of residence. This right applies unless and until you have given the consent to immediate access described above, and it continues to apply to any separate services that have not yet been fully performed. To exercise it, contact us through our contact page within 14 days of the contract and clearly state that you wish to withdraw. Where the right applies, we will refund the relevant payments without undue delay and within 14 days, using the same payment method you used, at no cost to you.

When the right does not apply. As permitted by law, the right of withdrawal does not apply (or ceases to apply) where you have given the express consent and acknowledgment described above and we have begun supplying the digital content, or where a service has been fully performed at your request. Outside the EU/EEA, and except where applicable law or this section provides otherwise, sales of digital content are final once access has been provided.

Subscriptions (Telegram channel). Subscriptions renew monthly until cancelled. You may cancel at any time through our contact page; cancellation takes effect at the end of the current billing period and you keep access until then. This paragraph does not affect any mandatory statutory withdrawal or refund rights you have as a consumer.

Nothing in this section removes or limits any mandatory statutory rights you have as a consumer.

7. Prohibited Activities

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavours except those that are specifically endorsed or approved by us.

As a user of the Services, you agree not to:

• Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
• Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
• Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein.
• Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services.
• Use any information obtained from the Services in order to harass, abuse, or harm another person.
• Make improper use of our support services or submit false reports of abuse or misconduct.
• Use the Services in a manner inconsistent with any applicable laws or regulations.
• Engage in unauthorised framing of or linking to the Services.
• Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services.
• Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
• Delete the copyright or other proprietary rights notice from any Content.
• Attempt to impersonate another user or person or use the username of another user.
• Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats ('gifs'), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as 'spyware' or 'passive collection mechanisms' or 'pcms').
• Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services.
• Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you.
• Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services.
• Copy or adapt the Services' software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
• Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services.
• Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or use or launch any unauthorised script or other software.
• Use a buying agent or purchasing agent to make purchases on the Services.
• Make any unauthorised use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretences.
• Use the Services as part of any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavour or commercial enterprise.
• Use the Services to advertise or offer to sell goods and services.
• Sell or otherwise transfer your profile.

8. User Generated Contributions

The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Services, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, 'Contributions').

Contributions may be viewable by other users of the Services and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you thereby represent and warrant that:

• The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party;
• You are the creator and owner of or have the necessary licenses, rights, consents, and permissions to use and to authorize us, the Services, and other users of the Services to use your Contributions in any manner contemplated by the Services and these Legal Terms;
• You have the written consent, release, and/or permission of each and every identifiable individual person in the Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of the Contributions in any manner contemplated by the Services and these Legal Terms;
• Your Contributions are not false, inaccurate, or misleading;
• Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation;
• Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).

9. Contribution Licence

By posting your Contributions to any part of the Services, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and licence to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorize sublicenses of the foregoing.

10. Guidelines for Reviews

We may provide you with the opportunity to submit a review of products or services. Reviews must comply with the following guidelines:

• Reviews must be factual and based on your own experience.
• Reviews must not contain defamatory, offensive, or illegal content.
• We reserve the right to remove or edit reviews at our discretion.

11. Third-Party Websites and Content

The Services may contain (or you may be sent via the Services) links to other websites ('Third-Party Websites') as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties ('Third-Party Content').

Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Websites accessed through the Services or any Third-Party Content posted on, available through, or installed from the Services, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Websites or the Third-Party Content.

Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Services and access the Third-Party Websites or to use or install any Third-Party Content, you do so at your own risk, and you should be aware these Legal Terms no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any website to which you navigate from the Services or relating to any applications you use or install from the Services. Any purchases you make through Third-Party Websites will be through other websites and from other companies, and we take no responsibility whatsoever in relation to such purchases which are exclusively between you and the applicable third party.

12. Advertisers

We may allow advertisers to display their advertisements and other information in certain areas of the Services, such as sidebar advertisements or banner advertisements. If you are an advertiser, you shall take full responsibility for any advertisements you place on the Services and any services provided on the website by you or through the advertisements. Further, as an advertiser, you warrant and represent that you possess all rights and authority to place advertisements on the Services, including intellectual property rights, and that your advertisements do not violate these Legal Terms, including the 'Prohibited Activities' section.

13. Services Management

We reserve the right, but not the obligation, to:

• Monitor the Services for violations of these Legal Terms;
• Take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms;
• Remove any content or contributions that we deem in our sole discretion to be objectionable, offensive, or in violation of these Legal Terms;
• Disclose any information necessary to satisfy any applicable law, regulation, legal process, or governmental request.

14. Privacy Policy

Please refer to our Privacy Policy for information on how we collect, use, and disclose information from our users.

15. Term and Termination

We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason, including if you breach the Legal Terms. Upon termination, your right to use the Services will immediately cease. All provisions of the Legal Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

16. Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Services. We also reserve the right to modify or discontinue all or part of the Services without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.

17. Governing Law

These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of England, United Kingdom, without regard to its conflict of law provisions.

If you are a consumer habitually resident in the EU or EEA, this choice of law does not deprive you of the protection afforded by the mandatory consumer-protection provisions of the law of your country of residence.

18. Dispute Resolution

We would like to resolve any concern informally first, so please contact us through our contact page before starting formal proceedings.

Any legal action of whatever nature brought by either you or us (collectively, the 'Parties' and individually, a 'Party') shall be commenced or prosecuted in the courts located in England, United Kingdom, and the Parties consent to the jurisdiction of such courts. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.

If you are a consumer resident in the EU or EEA, nothing above limits your right to bring proceedings in the courts of your country of residence, and you may be able to use an alternative dispute resolution (ADR) body in your country. A list of national consumer dispute-resolution bodies is maintained by the European Commission. (Note: the EU Online Dispute Resolution platform was discontinued on 20 July 2025 and is no longer available.)

19. Corrections

There may be information on the Services that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times, and availability. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information or cancel orders if any information on the Services is inaccurate at any time without prior notice (including after you have submitted your order).

20. Disclaimer

THE SERVICES ARE PROVIDED ON AN 'AS-IS' AND 'AS AVAILABLE' BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES’ CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SERVICES AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR SERVICES, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICES.

21. Limitations of Liability

IN NO EVENT SHALL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF OR INABILITY TO USE THE SERVICES OR CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Nothing in these Legal Terms excludes or limits our liability where it would be unlawful to do so. This includes liability that cannot be excluded or limited under applicable law, and the mandatory statutory rights of consumers (for example, in the EU/EEA). Where liability cannot be excluded but can be limited, our total liability is limited to the amount you paid us for the relevant Services.

22. Indemnification

You agree to indemnify and hold us and our parents, subsidiaries, affiliates, officers, employees, agents, partners, and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your Contributions, your use of the Services, your violation of the Legal Terms, or your violation of any rights of another.

23. User Data

We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

24. Electronic Communications, Transactions, and Signatures

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communications be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES.

25. Miscellaneous

These Legal Terms and any policies or operating rules posted by us on the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision of these Legal Terms is held to be invalid, illegal, or unenforceable for any reason, the remaining provisions shall continue in full force and effect.

26. Course Access, Community and Conduct

Who may use the Services

The Services are provided to private individuals only, for their own personal use, and not to businesses for commercial use.

Telegram identity

Where access to a private Telegram channel or forum is included, you agree to use a Telegram account that only you control, to display your full real name, and to set a profile photo of yourself. You confirm that the information you provide is true. Providing false information is a serious breach and entitles us to terminate your access immediately, without refund (subject to your mandatory statutory rights).

No account or content sharing

Your access is personal and non-transferable. You may not share your account, login, or Telegram profile with anyone else, and you may not give any third party access to the course materials or community. Sharing of accounts or content is strictly prohibited; automated tools may detect it, and any breach may result in immediate, permanent removal without notice and without refund.

No recording or redistribution

You may not record, screen-capture, download, copy, reproduce, publish, or redistribute any course videos, messages, voice notes, analyses, indicators, or other materials, in whole or in part, by any means. This applies both to the specific content and to the underlying ideas, information, and substance of the materials.

Permitted use and non-competition

The materials are licensed to you for your own personal learning only. You agree that you will not, now or in the future, use the materials to act as a teacher, mentor, or coach in any online or offline group where forex or other market trading is taught, and that you will not provide any education service or signal service based on the materials, whether directly or indirectly.

Community conduct

In our community spaces (including Telegram), you agree to be respectful and constructive and not to: post offensive, harmful, defamatory, or harassing messages; spam or send unsolicited messages; use the community for promotion rather than genuine discussion; discuss private matters such as payment details, disputes, or membership status in public channels; raise political or religious topics likely to cause conflict; use a false identity; post phishing or scam links; use hate speech; encourage others to break the rules; or join in order to recruit our members elsewhere. Please keep conversations in the language used by the community so that all members can follow. Joining or promoting competing trading communities, or marketing or selling third-party products (such as trading robots, EAs, broker affiliate links, indicators, or other software), is not permitted. We may issue warnings, and repeated or serious breaches may result in removal without refund.

How to ask questions

So that we can give useful answers, questions about trades should be submitted in writing with enough detail for us to follow your reasoning — for example, your higher-time-frame narrative and lower-time-frame mark-up, with clearly zoomed-out chart links (TradingView links are preferred to phone screenshots, which are often too low-quality to review), and several examples where a technical point is unclear. We answer questions periodically (for example, in weekly video responses shared in the community), not on a continuous or same-day basis.

No daily chat service

We do not provide a daily chat or instant-messaging support service. We respond to trading-related questions submitted in the manner described above.

27. Copyright, Service Language and Changes to the Service

Copyright and enforcement

All course materials are protected by copyright and other intellectual property rights, which remain with us. Infringement, unauthorised sharing, recording, redistribution, or commercial use of the materials will be pursued to the fullest extent permitted by applicable law.

To the extent permitted by applicable law, breach of the intellectual property, confidentiality, anti-sharing, or non-competition provisions of these Legal Terms entitles us to liquidated damages of EUR 10,000 per breach, without prejudice to any other remedy available to us. Nothing in this paragraph limits the mandatory statutory rights of consumers.

Service language

The Services may be provided in Hungarian or English, and we may change the language of any content (written, image, audio, video, or other) at any time without prior notice. If you do not understand content provided in a changed language, we are not obliged to provide compensation or to restore the previous language.

Changes and migration of the Service

We may change, move, rebrand, rename, or relaunch the Service (including on a new profile, website, name, or language) at any time. If we do so and the current Service is no longer available, we are not obliged to provide access to any new service, nor to provide any refund or compensation. We may, at our sole discretion and on a case-by-case basis, offer the new service to existing members, with or without a fee, but we are not obliged to do so. This does not affect your mandatory statutory consumer rights.

28. Contact Us

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us through our contact page.

Trader Gibkey, Biggin Hill, United Kingdom.